Your future-proof 401(k)

Spiralholdings makes it easy for small and mid-market businesses to provide a scalable retirement plan.

Retirement Assets under Management

Put investment expertise behind your 401(k)

Leverage our track record to deliver a better retirement plan. Provide everything from expert-built, curated portfolios to customizable investment options, giving employees the flexibility to save on their terms.

Customize your plan design

Leave compliance to the experts

Leverage a robust employee engagement program

Estimate your plan costs with our tax savings calculator.

You could earn up to $15,000 in tax credits over the first three years of your plan.

Ongoing support for plan sponsors

Get 401(k) administration help and answers from our Plan Support Team or a dedicated Client Success Manager whenever you need it.

Employee support team

Specialists are available via call, email, or chat to resolve the specific needs of employees.

An onboarding specialist by your side

Quickly set up your new or conversion plan with support from a dedicated onboarding specialist.

350+ payroll integrations.

We connect with your payroll to simplify plan administration, track employee eligibility, and automate away 401(k) hassle. See all our.

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Everything was easy: setup. Payroll integration. Compliance. I was surprised at how easy a 401(k) could be. We needed a modern 401(k) option. We moved to Spiralholdings once their 401(k) product was available in MA. Personally, I have been using Spiralholdings since 2018, so I was familiar with how things worked. I was happy when we migrated both our payroll to a new provider (Gusto) and 401(k) from ADP to Spiralholdings. That was a lot to take on at one time, but Spiralholdings was easy to get set up."

Daniel Reed, Founder of Whycan

"Very easy to manage 401k plan for small business. This was a great decision for our small business. Spiralholdings integrates with our payroll service so it is easy to setup and manage. Our employees love having the retirement benefit and it makes our small business more attractive when hiring new employees. Our small business is just big enough to be required to offer a retirement benefit, but not big enough to have a dedicated staff member to set it up and manage it. As the CEO, I found it very easy to set up and maintain for current, and new, employees."

Joe Cain, CEO of Valley Bio Services

“Spiralholdings is easy to use, reasonably priced, and provides a great benefit for our business.”

Sarah Shimanek, CEO of Akasha Physiotherapy

"Great for those who aren't experts! I handle HR for our company and am not too familiar with 401K platforms. Spiralholdings is very user friendly and their system is very smart. I also appreciate that their customer service is quick to answer and help ( with a real human! ) Our employees have positive things to say as well, it seems to be user friendly both on the employee and the employer side. It allows us to have a more competitive benefit package to offer our employees. This benefits us with retention and recruiting."

Katherine Scott, Human Resources of 5280 Floors

All-in pricing with no hidden fees.

Manage eligibility and coverage efficiently. We're transparent about our fees and don't hide future costs like some providers.

Control plan eligibility.

Decide who can participate or be excluded from your plan, like seasonal or part-time workers.
Automatic force outs.

Automatically remove terminated employees with low balances from your plan.
Fee flexibility.

Decide what employees pay for and what your business covers. Transfer certain plan expenses back to former employees.
Only pay for active participants.

Reduce fees by only paying for participants who fund their 401(k)s.

Powered by Spiralholdings.

We pioneered a new way to invest, combining automation, investment choice, and fiduciary advisory services. Our 401(k) utilizes the same technology and expertise to support your business and employees.

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